Home Insurance - The Future is Clear

Posted on: 13 May 2014

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Allianz Household Clear Products

We designed the Allianz Clear Household range of products as a result of feedback from you, our broker partners, as you said that one product didn’t fit all of your customer’s requirements, so we made three different levels of cover. Our Household range of products caters for all pockets, from Clear Essentials for policy holders who want to protect themselves from the main perils while being offered a competitive premium, to Clear Complete for customers who want the reassurance of our highest level of cover.

Our Clear range of products offers different levels of indemnity to make sure the customer is covered for all that they need. For Buildings, Clear Essentials will cover up to £300,000, Advance up to £500,000 and Complete up to £1m on our notional product, these can be increased with our Client-led product.

Our Contents products provide up to £30,000 for Essentials, £75,000 for Advance and £150,000 with Complete. Both Essentials and Advance can be increased where the customer knows they need a higher sum insured.

For ease of access the Allianz EDI clause library can be found on our eBroker website.

We have recently undertaken a full review of all of our policy wordings to make sure that they are clear and easy to read, so your customers will understand exactly what they are buying. In this highly regulated environment, Allianz want to know that our policies can be understood by anyone who buys one of our products.

If you have feedback on our Clear Household range, or any products within the Allianz suite, please email your comments to ARMarketing@allianz.co.uk or speak to your account developer.