Our small business propositions are tailored to the insurance and risk needs of small to medium enterprises (SME). We give you:

  • a diverse product range – Defaqto five star products tailored to specific industries
  • full-cycle e-trading – quote, buy, adjust and renew online via QuoteSME and receive immediate documentation at point-of-sale
  • experienced SME underwriters – dedicated support available via telephone, email or ‘Live Chat’, our online messaging service
  • responsive claims support – dedicated claims handlers to get your clients trading again quickly
  • free or discounted services – free legal assistance and risk management guidance, with discounts via our preferred suppliers.

For more information on our SME proposition, download our Small Business Solutions brochure.

boxes on conveyor belt

Complete Business

Tailored cover for sole traders to manufacturing companies looking to protect their business

find out more about Complete Business

Complete Office

Complete Office

Cover for small and medium sized enterprises looking to protect their building, contents and offices

find out more about Complete Office

Complete Retailer Insurance - shop price tag

Complete Retailer

Insurance for a wide range of companies, from corner shops to bakeries and florists

find out more about Complete Retailer

Complete Contractor Insurance - contractors on-site

Complete Contractor

Protection for sole traders, partnerships and limited companies operating in a wide range of trades

find out more about Complete Contractor

Complete Flatowner - block of flats

Complete Flatowner

Designed to cover owners of property where a number of flats sit within a block

find out more about Complete Flatowner

Complete Property Owner - country street with houses

Complete Property Owner

Cover for your clients with up to 20 properties in one tailored policy

find out more about Complete Property Owner

Complete Directors & Officers - blue handkerchief in suit pocket

Complete Directors & Officers

Personal liability cover for company directors, officers and managers available via our e-trading solution, QuoteSME

find out more about Complete Directors & Officers

Complete Professional Indemnity -

Complete Professional Indemnity

Cover tailored to the specific needs of your client's industry sector available via our e-trading solution, QuoteSME

find out more about Complete Professional Indemnity

Complete Cargo

Complete Cargo

Protection designed for small and mid-corporate businesses that import/export or store goods worldwide

find out more about Complete Cargo

Complete Commercial Vehicle

Complete Commercial Vehicle

A motor insurance product specifically designed for SMEs that operate light commercial vehicles (up to 3.5 tonnes)

find out more about Complete Commercial Vehicle

drawer full of mechanic's tools

Complete Motor Trade and RMI

Flexible insurance designed for small to medium sized motor traders

find out more about Complete Motor Trade and RMI

small fleet of cars

Small Fleet

Cover designed for fleet risks of up to 15 vehicles

find out more about Small Fleet