Schemes are available across all Commercial lines of business on a delegated or non-delegated basis for groups of clients that have well-established businesses with at least three years claims experience. You will be assigned an Allianz scheme handler who will work with you to produce a bespoke insurance package.

We have three types of schemes available: Core product, core product with special additions or concessions, and bespoke schemes.

Core product schemes

Our standard range of commercial products are available, with the most commonly used for scheme arrangements being:

  • Property Owners – Commercial & Residential
  • SME Commercial Combined 
  • Office
  • Surgeries
  • Shop
  • SME Contractor/Tradesmen
  • Restaurants
  • Pubs 
  • Hotels
  • Personal Accident & Travel
  • Professional Indemnity
  • Directors & Officers Liability
  • Motor Fleet
  • Motor Trade.

Core product schemes with special additions or concessions

Our standard range of products can be adapted to meet specific scheme requirements, for example:

  • Enhanced cover and tailored benefits 
  • Commission arrangements
  • Rating specific to the scheme
  • Delegation of underwriting and policy administration and delegated claims handling can be considered for certain types of arrangements/ claims
  • Bordereaux arrangements.

Bespoke schemes

In collaboration with our selected partner, we will develop bespoke purpose-built products with unique benefits, including tailored underwriting and rates to support the scheme. The range of products available will include our full range of standard scheme products as well as niche affinity groups and specialist line products. These scheme arrangements can be either on a delegated underwriting or non-delegated underwriting basis, as well as Allianz branded or white label basis.