Small Fleet

Small Fleet offers a solution specifically designed to help businesses with a fleet of 5 – 15 vehicles reduce costs, save time and minimise hassle. Our offering provides the flexibility to insure all vehicles under one policy, as well as pick and choose cover requirements, creating a bespoke solution.

We can help ensure your clients are aware of their legal obligations and help them meet these cost-effectively with our range of discounted and free tools and services. 

Features of Small Fleet

  • New for old cover for vehicles under a year old where the damage exceeds 50% of the new list price of the vehicle
  • Uninsured loss recovery and Motor Prosecution Defence Costs up to £100,000 per claim
  • Personal accident cover for drivers (£5000 indemnity per incident)
  • Medical expenses (£1000 per incident)
  • Automatic Policy cover within all EU countries
  • Personal belongings (£500 per incident)
  • Loss or theft of keys (£1000 per incident).

Risk Appetite

  • Established businesses with a minimum of three years confirmed claims experience
  • Private car schedules not dominated by high performance vehicles
  • Commercial vehicles used for the carriage of own goods
  • Fleets that do not change insurer on an annual basis.


  • Allianz Motor Insurance Database – website and helpdesk providing immediate access to vehicle data
  • FREE windscreen repairs with Autoglass
  • Motor Legal Advice Line – providing 24/7 access to specialist legal advisors
  • Case Analysis Tool - to help your clients pin-point where their fleet is most at risk
  • FREE use of our award winning Risk Director website – with online risk improvement reports and wealth of risk management guidance and information, including further details on our preferred suppliers
  • Allianz Cyber Risk Assessment – a free, simple online questionnaire that assesses your client's network security against the recommended Government standard
  • EXCLUSIVE discounts on a range of risk management products, including:
    • RoSPA (The Royal Society for the Prevention of Accidents) – an exclusive relationship with RoSPA who offer a wide range of risk management and fleet solutions, including driver training, fleet risk surveys and online driver assessment
    • Up to 66% discount on a range of breakdown services with The AA
    • TRACKER Network UK (Ltd) – discounted products from the UK’s most successful stolen vehicle recovery system
    • Partnership with VUE – a provider of bespoke vehicle CCTV and telematics solutions
    • Ingenium Dynamics – telematics solutions enabling better efficiency and effectiveness of fleets.
  • Premium Instalment Plans – subject to credit checks, we can offer flexible quarterly or monthly instalment plans to assist your clients’ cash flows
  • Allianz Partnership Plus – financial assistance towards the costs of implementing risk management initiatives.

Documentation for Small Fleet

To download copies of our Small Fleet policy documents, please click the links below:

Claims Features

  • FREE claims reporting cards and 'scene of accident' information
  • claims START – flexible reporting via 24/7 telephone service or web reporting facility
  • Recovery, protection and redelivery of the insured vehicle following an accident
  • Courtesy vehicles are provided through the Allianz Approved Repairer Network (Class A vehicle and subject to Policy Cover and availability)
  • Facility to provide a like for like replacement vehicle at competitive hire rates (subject to availability)
  • Nationwide Allianz Approved Repairer Network – with five year work guarantee
  • Claims Business Consultants – providing access to a dedicated claims expert for major clients
  • Claims Tracking – keep track of your client's claims online
  • Dedicated UK based claims handlers
  • VAT and Excess funding solution, available to major clients
  • SMART (Small and Medium Area Repair Technology) – a local on-site repair is completed to minimise the impact and time the vehicle is off the road.

Contact Details

To find contact information for Motor Fleet, Small Fleet and Self Drive Hire claims, please visit Motor Fleet Claims.

If you'd like further information on this product, or have a question regarding our services, please contact your local Allianz Commercial branch.

Risk Director

If you have a query regarding Risk Director, please complete the 'Contact Us' form found on the website.