Motor Fleet

Motor Fleet is designed to give businesses with 15+ vehicles total protection and control over their associated operations all under one policy with additional covers as required.

We can help businesses meet their legal obligations, reduce costs, save time and minimise the risks associated with running a fleet.

Features of Motor Fleet

  • New for old cover for vehicles under a year old where the damage exceeds 50% of the new list price of the vehicle
  • Uninsured loss recovery and Motor Prosecution Defence Costs up to £100,000 per claim
  • Occasional business use – cover for private cars owned or loaned to an employee (available on Motor Fleet only)
  • Attached cover applies to all trailers, detached cover applies to all trailers owned by you or for which you are responsible
  • Personal accident cover for drivers (£5,000 indemnity per incident)
  • Medical expenses (£1,000 per incident)
  • Unauthorised movement of third party vehicles cover (available on Motor Fleet only)
  • Automatic Policy cover within all EU countries
  • Personal belongings (£500 per incident)
  • Loss or theft of keys (£1,000 per incident).

Risk Appetite

  • Established businesses with a minimum of three years confirmed claims experience
  • Private car schedules not dominated by high performance vehicles
  • Commercial vehicles used for the carriage of own goods
  • Fleets that do not change insurer on an annual basis.

Benefits

  • Allianz Motor Insurance Database – website and helpdesk providing immediate access to vehicle data
  • FREE windscreen repairs with Autoglass
  • Motor Legal Advice Line – providing 24/7 access to specialist legal advisors
  • Case Analysis Tool - to help your clients pin-point where their fleet is most at risk
  • FREE use of our award winning Risk Director website – with online risk improvement reports and wealth of risk management guidance and information, including further details on our preferred suppliers
  • Allianz Cyber Risk Assessment – a free, simple online questionnaire that assesses your client's network security against the recommended Government standard
  • EXCLUSIVE discounts on a range of risk management products, for more information, register/log in to Risk Director
  • Premium Instalment Plans – subject to credit checks, we can offer flexible quarterly or monthly instalment plans to assist your clients’ cash flows
  • Allianz Partnership Plus – financial assistance towards the costs of implementing risk management initiatives.

Documentation for Motor Fleet

To download copies of our Motor Fleet policy documents, please click the links below:

Claims Features

  • FREE claims reporting cards and 'scene of accident' information
  • claims START – flexible reporting via 24/7 telephone service or web reporting facility
  • Recovery, protection and redelivery of the insured vehicle following an accident
  • Courtesy vehicles are provided through the Allianz Approved Repairer Network (Class A vehicle and subject to Policy Cover and availability)
  • Facility to provide a like for like replacement vehicle at competitive hire rates (subject to availability)
  • Nationwide Allianz Approved Repairer Network – with five year work guarantee
  • Claims Business Consultants – providing access to a dedicated claims expert for major clients
  • Claims Tracking – keep track of your client's claims online
  • Dedicated UK based claims handlers
  • VAT and Excess funding solution, available to major clients
  • SMART (Small and Medium Area Repair Technology) – a local on-site repair is completed to minimise the impact and time the vehicle is off the road.

Contact Details

To find contact information for Motor Fleet, Small Fleet and Self Drive Hire claims, please visit Motor Fleet Claims.

If you'd like further information on this product, or have a question regarding our services, please contact your local Allianz Commercial branch.

Risk Director

If you have a query regarding Risk Director, please complete the 'Contact Us' form found on the website.