Deterioration of Stock

Our Deterioration of Stock insurance policy provides protection against the cost of unforeseen damage to goods owned and to goods in the care of your client as a result of the rise or fall in temperature.

Features of Deterioration of Stock

  • Cover for damage to goods that are not in the cold chamber but would have been had the accident not occurred
  • Cover for the action of refrigerant or refrigerant fumes that have escaped from the system
  • Includes cover for the accidental failure of the public supply of electricity.

Benefits

  • Experienced underwriting experts
  • A specialist claims team.

Risk Management

Risk Director, our FREE online risk management service featuring:

  • Sector-specific risk management advice
  • Allianz Cyber Risk Assessment, a free, simple online questionnaire that assesses your client's network security against the recommended Government standard
  • FREE ten minute cyber security consultation from Pentura Ltd
  • Risk improvement reports
  • Health and safety toolkit and a range of checklists to help your clients conduct their own risk assessments
  • Specially negotiated rates from our preferred suppliers providing access to risk management products and services, such as:

- Pentura – cyber risk management consultations and services

- Praxis42 - health, safety and fire advice and training

- Glen Abbot - business continuity consultations

- Hilti – passive fire protection

- BEST Services – lightning/surge protection.

Engineering Inspection Services

Via Allianz Engineering we offer a wide range of plant and machinery inspection services, including:

  • Electrical and mechanical inspections
  • Lift and crane inspections
  • Power/press inspection
  • Pressure plant inspections.

In addition, Allianz Engineering's Special Services Team can arrange one-off inspections coupled with bespoke consultation in the fields of:

  • Electrical Services, such as fixed wiring inspections and Portable Appliance Testing (PAT)
  • Energy Services.

Documentation for Deterioration of Stock

To download copies of our Deterioration of Stock policy documents, please click the links below:

As a specialist engineering insurer, we consider it particularly important that engineering claims are handled within a team that is used to dealing exclusively with engineering related claims.

Our in-house team are supported by a select group of specialist risk surveyors and loss adjusters who can enhance the claims service. This enables the team to make accurate, swift decisions to move claims forward with minimum disruption to your business.

When a claim arises, our dedicated team will work hard to ensure you can get back to business as quickly as possible and with minimum disruption.

Follow the link below to find claims contact information:

Engineering Contacts

Allianz Engineering has offices throughout the UK in the locations below. Click on any link to view contact details on our specialist Enginnering website:

Risk Director

If you have a query regarding Risk Director, please complete the 'Contact Us' form found on the website.