Plant and machinery installed at premises can be insured, either on an individual item or a blanket basis.

In both instances cover excludes fire and the associated perils that are insured under your customers fire policy.

The Machinery Options policy provides an inspection service of plant and machinery and then enables your customers to choose which items of plant and machinery they want to insure and select the cover that is most appropriate. The widest level of cover is sudden and unforeseen damage.

The All Machinery policy provides cover on a blanket basis for all plant and machinery at the premises. Whilst this policy does not provide for an Inspection Service, a separate Inspection Contract can be tailored to meet requirements.

Whichever option is chosen, cover is on a reinstatement basis.