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Headlight Plus
Headlight Plus

A motor trade product that offers wide ranging cover, including a 'no sums insured' feature for Retail Motor Industry Federation (RMIF) members.

Features of Headlight Plus*
  • Access to optional Professional Indemnity, Directors & Officers and Commercial Legal Expenses cover
  • Uninsured Loss Recovery and Motor Prosecution Defence costs up to £100,000 per claim
  • Option to have cover on a ‘no sums insured’ basis
  • Any authorised and licensed driver for business and social domestic and pleasure use
  • Cover automatically extended for social domestic and pleasure use in EU countries
  • Occasional business use – third party liability cover for private cars owned or loaned to an employee
  • Contents of customers’ vehicles up to £5,000
  • Goods in transit and money cover automatically included
  • MOT – loss of licence cover. With free appeal and consultancy service and advice helpline
  • Business Interruption cover extends to the Motor Vehicle Road Risks section
  • Book Debts, Suppliers, Customers, Supply Undertakings and Failure of Supply extensions apply automatically
  • Additional covers as standard for Retail Motor Industry Federation members with the option to include Rectification cover

    * Where the relevant section is operative.
Additional Benefits
  • Allianz Motor Insurance Database – website and helpdesk providing immediate access to vehicle data
  • Case Analysis Tool to help clients pin-point where their businesses are most at risk
  • Premium Instalment Plans - subject to credit checks, we can offer flexible quarterly or monthly instalment plans to assist your clients’ cash flows
  • Motor legal advice line providing 24/7 access to specialist legal advisors
  • Legal OnlineFREE online legal service for Allianz policyholders (when Commercial Legal Expenses section operative), with access to bespoke legal documentation
  • eServices – allowing clients to manage their periodic engineering inspection reports online
  • Solaglas – 24/7/365 glass replacement service. Clients only pay VAT and Excess
  • Up to 66% discount on a range of breakdown services with The AA
Risk Management Features
  • FREE use of award winning Risk Director websitewith online risk improvement reports and wealth of risk management guidance and information
  • EXCLUSIVE discounts on a range of risk management products and services from carefully selected preferred suppliers, including RoSPA
  • Survey Teamsspecialist risk management surveyors will visit your clients’ premises and offer free advice on the best methods of risk reduction
  • Allianz Partnership Plus –financial assistance towards the costs of implementing risk management initiatives
  • TRACKER Network UK (Ltd) – discounted products from the UK’s most successful stolen vehicle recovery system
Claims Features
  • Dedicated UK based Motor Trade claims team -  single point of contact to mange the claim throughout
  • Recovery, protection and redelivery of the insured vehicle following an accident
  • Nationwide Allianz Approved Repairer Network, with five year work guarantee
  • Claims Business Consultants providing access to a dedicated claims expert (for major clients)
  • Claims Tracking – keep track of your clients’ motor claims online
  • Beyond Economical Repair Team (BERT) – our in-house specialist vehicle valuation team will speed up the time it takes to deal with any total loss claims
  • Autoglasswindscreen repairs and claim reporting cards.
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pdf Headlight Plus pdf Policy Proposal
pdf Policy Wording pdf Policy Overview
pdf Brochure For Brokers pdf Brochure For Clients
pdf Key Facts Sheet bullet Clauses
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Useful Links
Motor Trade Newsletter
Motor Trade Select
Motor Trade Select Plus
Complete Motor Trade
The AA
RoSPA
Motor Insurance Database
Risk Management
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