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Complete Business

Our Complete Business product offers a range of core covers for a wide spectrum of trades, including the manufacturing, warehousing and service industries.

This sectionalised policy is designed to cover the assets, earnings and legal liabilities of your client's business and can be easily tailored to meet their specific business needs.

Features of Complete Business
  • Provides cover for commercial businesses with a turnover of up to £7,500,000 and a Material Damage/Business Interruption combined sum insured of up to £5,000,000
  • Property Damage - cover for contents, computers, buildings and stock, including:
    - damage to fixed glass, neon and illuminated signs
    - locks and keys up to £5,000
    - trace and access up to £25,000
    - seasonal increase up to 25%
    - moulds, tools and dies up to £25,000
    - unauthorised use of supplies up to £5,000
    - theft damage to buildings up to £25,000
  • Business Interruption - cover for loss of gross profit or revenue following loss or damage covered by the Property Damage section
  • Book Debts - covers debit balances up to £250,000
  • Loss of Money - following theft or attempted theft of money:
    - in transit or bank safe up to £100,000
    - non-negotiable items up to £500,000
    - money in the insured's personal custody up to £1,000
    - assault resulting in the bodily injury up to £25,000
  • Goods in Transit - up to £40,000 per vehicle
  • Specified All Risks - damage to specified items anywhere in the UK, EU or Worldwide
  • Employers' Liability - up to £10,000,000
  • Public and Products Liability - up to £2,000,000 with the option to increase to £5,000,000
  • Personal Accident - arising from any accident in work or in leisure time up to £10,000 per unit and up to a maximum of five units
  • Theft by Employee - up to £100,000 in any one policy period
  • Commercial Legal Expenses - provides up to £100,000 for any one event and up to £1,000,000 for any one period of insurance for selected events, including:
    - employment disputes and awards of compensation
    - taxation proceeding
    - criminal prosecution defence
    - damage to premises
    - data protection
    - commercial tenancy agreement
    - statutory licence appeal
    - pension trustee defence
    - employees civil defence
    - personal injury
    - jury service allowance
    - contract disputes.
  • Access to a 24-hour legal advice helpline and Allianz Legal Online
  • Efficient and experienced underwriting and claims service
  • Claims helpline available 24 hours a day, 7 days a week.
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» Clauses

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Allianz Insurance plc is a member of the Association of British Insurers.
Allianz Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and
the Prudential Regulation Authority. Financial Services Register number 121849.