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Commercial Product Area

Our commercial covers cater for businesses of all sizes.

Our Complete range is designed for the specific needs of SMEs,
while our Select range offers cover solutions for larger businesses.

We recommend that you have the latest version of Adobe Acrobat installed on your PC so that you can view policy documents in the format that they are intended to be viewed.
Small Business Larger Business
Small business, classified as
retail under FSA ICOB rules.
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Complete Business
Core covers for trades, including manufacturing, warehousing and service industries. more More

Product and wording changes effective from 7th October 2008
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Complete Office
Cover for office risks that can be tailored to meet individual needs. More More
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Complete Retailer

A wide range of essential core covers to meet the needs of retailers. more More
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Complete Contractor
Cover for businesses operating in a wide range of contracting trades more More
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Complete Flatowner
Cover for blocks of flats that meets the specialist needs of owners. more More
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Complete Property Owner
For small property portfolios up to 20 premises. more More
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Complete Motor Trade
Designed for smaller motor traders with a turnover of £2m
or below. more More
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Complete Headlight
Exclusively for Retail Motor Industry Federation (RMIF) members with a turnover of
£2m or less. more More
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Commercial Motor
Designed for smaller fleet risks and is suitable for fleets of up to 15 vehicles. more More
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Larger business, classified as commercial under FSA ICOB rules.
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Commercial Select
An insurance solution for businesses covering a spectrum of risks. more More
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Excess of Loss
Suitable for businesses that need to top up their public liability cover. more More
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Product
details

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Directors & Officers
Personal liability cover under our Commercial Select package.
more More
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Wording

  
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Property Owners Select
A range of covers for owners of both business and residential properties. more More
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Construction Select
A flexible range of covers providing the insurance solution for construction firms. more More
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Overview

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Embrace
Solutions for the accident and health market. more More
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Guide to Cover

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Motor Fleet
For medium to large fleets of 15 or more vehicles including cars, vans and small trucks. more More
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Self Drive Hire

Self Drive Hire offers flexible insurance solutions for car and van rental operators of all sizes.
more More

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Motor Trade Select
Able to cater for a range of activities for garages and car dealers. more More
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Motor Trade Select Plus
Cover for medium and larger garages on a no sums insured basis. more More
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Headlight
For Retail Motor Industry Federation (RMIF) members offering covers for garages and car dealers. more More
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Benefits
Summary

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Headlight Plus
Offers wide ranging cover for Retail Motor Industry Federation (RMIF) members. more More
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Wording

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Useful Links
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Information for Brokers
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Cover built on solid foundations
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