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"Recording vehicle details on the Motor Insurance Database represents a critical business need. By allowing someone to drive a vehicle not entered onto the MID, the driver is at risk of being stopped by the police, having their vehicle impounded and possibly being disposed of."
- Roger Ball, head of commercial motor and motor trade
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The Motor Insurance Database (MID) was set up by the insurance industry to help combat uninsured driving, and the police are now the MID's biggest customer, making over 2.5 million enquiries per month. The MID also helps the UK comply with the 4th EU Motor Insurance Directive, which requires that insurance details of all vehicles in member states can be easily accessed by a national information centre.
In the UK, this role is carried out by the MIIC (Motor Insurers' Information Centre). In order to meet the requirements of UK law, fleet policyholders are responsible for regularly submitting information about their vehicles to the database. It is also a requirement for any additions or vehicle alternations to be notified within five working days of any changes taking place.
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